INDIVIDUAL INVESTORS
Manage your savings with peace of mind thanks to our extensive range of mutual funds

OUR PRODUCTS SELECTION
Find out more about the funds which are best suited to your profile
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Equity funds
FCP CAPITAL ACTIONS
NAV 238,95 Mad
Perf ytd 12,83 %
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Balanced funds
FCP CAPITAL BALANCE
NAV 5 343,33 Mad
Perf ytd 7,29 %
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Medium-to-long-term fixed income funds
FCP CAPITAL COMBO
NAV 127 923,56 Mad
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Balanced funds
FCP CAPITAL GLOBAL MACRO
NAV 153 719,24 Mad
Perf ytd 3,13 %
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Equity funds
FCP CAPITAL DIVIDENDES PLUS
NAV 7 510,28 Mad
Perf ytd 11,84 %
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Short-term fixed income funds
FCP CAPITAL IMTIYAZ LIQUIDITE
NAV 18 487,17 Mad
Perf ytd 0,42 %
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Balanced funds
FCP CAPITAL LONG SHORT
NAV 1 348,80 Mad
Perf ytd 3,48 %
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Short-term fixed income funds
FCP CAPITAL OBLIGATIONS BANQUES
NAV 1 453,97 Mad
Perf ytd 0,39 %
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Equity funds
FCP CAPITAL PARTICIPATIONS
NAV 10 106,83 Mad
Perf ytd 13,62 %
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Short-term fixed income funds
FCP CAPITAL RENDEMENT
NAV 2 465,59 Mad
Perf ytd 0,44 %
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Equity funds
FCP CAPITAL SELECTION
NAV 293,64 Mad
Perf ytd 8,56 %
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Money market funds
SICAV IRAD
NAV 2 681,19 Mad
Perf ytd 0,37 %
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Medium-to-long-term fixed income funds
SICAV SICAVENIR
NAV 4 720,78 Mad
Perf ytd 0,75 %
Your needs
Find a home for your short-term cash
Find a home for your short-term cash
Do you want to earn interest on your surplus cash while being able to access your money at any time? Our range of money market and short-term fixed income funds provide an ideal home for your short-term cash, enabling you to preserve your capital while being able to access it at any time.
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Short-term fixed income funds
FCP CAPITAL DYNAMIQUE
NAV 2 208,05 Mad
Perf ytd 0,10 %
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Short-term fixed income funds
FCP CAPITAL IMTIYAZ LIQUIDITE
NAV 18 487,17 Mad
Perf ytd 0,42 %
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Short-term fixed income funds
FCP CAPITAL OBLIGATIONS BANQUES
NAV 1 453,97 Mad
Perf ytd 0,39 %
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Money market funds
SICAV IRAD
NAV 2 681,19 Mad
Perf ytd 0,37 %
Optimise your medium-term savings
Optimise your medium-term savings
Grow your medium-term savings by investing in the bond market. We propose a range of medium-to-long-term funds investing in Treasury bonds and negotiable debt securities. By investing in our medium-to-long-term fixed income funds, you will benefit from regular income over the medium term with the risk of capital loss contained.
Diversify your portfolio and optimise performance
Diversify your portfolio and optimise performance
If you want to benefit from an optimal combination between bonds and equities, then opt for a balanced fund. Whether you are a conservative, balanced or dynamic investor, our range of balanced funds will enable you to take advantage of the most attractive market opportunities while reducing risk over a medium-to-long-term horizon.
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Balanced funds
FCP CAPITAL BALANCE
NAV 5 343,33 Mad
Perf ytd 7,29 %
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Balanced funds
FCP CAPITAL GLOBAL MACRO
NAV 153 719,24 Mad
Perf ytd 3,13 %
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Balanced funds
FCP CAPITAL IMTIYAZ CROISSANCE
NAV 61 970,08 Mad
Perf ytd 5,92 %
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Balanced funds
FCP CAPITAL MULTI-GESTION
NAV 520,03 Mad
Perf ytd 4,45 %
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Balanced funds
FCP MEDERSAT.COM
NAV 744,49 Mad
Perf ytd 5,17 %
Boost your capital by investing in equities and benefit from tax incentives
Boost your capital by investing in equities and benefit from tax incentives
Do you want to grow your capital over the long term? Maximise your investment performance by choosing from our range of equity funds and benefiting from our recognised expertise in equities. Choose an equity investment strategy which suits you: growth, value, index-based, thematic or opportunity-driven. Our equity funds are eligible for equity savings plans, enabling you to benefit from tax exemption on capital gains if held for more than five years.
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Equity funds
FCP CAPITAL ACTIONS
NAV 238,95 Mad
Perf ytd 12,83 %
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Equity funds
FCP CAPITAL AFRIQUE
NAV 1 921,91 Mad
Perf ytd 14,21 %
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Equity funds
FCP CAPITAL IMMOBILIER
NAV 1 707,42 Mad
Perf ytd 13,08 %
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Equity funds
FCP CAPITAL DIVIDENDES PLUS
NAV 7 510,28 Mad
Perf ytd 11,84 %
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Equity funds
FCP CAPITAL INDICE
NAV 4 210,35 Mad
Perf ytd 12,11 %
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Balanced funds
FCP CAPITAL ISR
NAV 1 429,89 Mad
Perf ytd 3,80 %
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Equity funds
FCP CAPITAL PARTICIPATIONS
NAV 10 106,83 Mad
Perf ytd 13,62 %
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Equity funds
FCP CAPITAL SELECTION
NAV 293,64 Mad
Perf ytd 8,56 %
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Equity funds
SICAV MAROC VALEURS
NAV 7 139,63 Mad
Perf ytd 11,71 %
Build up a nest-egg for your children
Build up a nest-egg for your children
Do you wish to gradually build your capital? Make regular or programmed savings into one or more of our mutual funds and see your capital gradually grow for you and your children.
Conviction-based investing
Conviction-based investing
Do you want to invest in socially responsible investment solutions, social investment funds or sharia-compliant funds? Choose our SRI (socially responsible investment) fund, which incorporates sustainable development criteria when selecting investments. You might prefer a fund that supports social initiatives or invest in a sharia-compliant fund.
What the experts say
Our experts provide you with their insight to guide you in your investment choices

SIMULATE YOUR INVESTMENTS ONLINE
Carry out a simulationTax regime for mutual funds
More informationINDIVIDUAL INVESTORS ARE TAXED AT SOURCE:
- On realising capital gains when redeeming shares in mutual funds.
- On income received (dividends or coupons) generated by income funds.
The tax provisions are as follows (excluding equity savings plans):
GUIDE TO MANAGING YOUR INVESTMENTS
More informationHOW TO SUBSCRIBE?
- Ask at your local BMCE Bank branch.
- Contact your BMCE Capital Gestion investment advisor.
- Place an order directly via OPCVM Direct.
HOW MUCH TO SUBSCRIBE?
You may subscribe for either a specific number of shares in a mutual fund or a specified amount in dirhams.
WHEN TO SUBSCRIBE?
You may subscribe prior to 10.30 am daily in the case of funds that are redeemable on a daily basis or prior to 10.30 am on Fridays in the case of funds that are redeemable on a weekly basis.
HOW TO MONITOR THE PERFORMANCE OF A MUTUAL FUND?
- You may contact your BMCE Bank account manager or BMCE Capital Gestion investment advisor to request an order confirmation, a copy of your investment account, a statement or a detailed report of your investment portfolio.
- You may also monitor the performance of our mutual funds via our website.
- Or by signing in to your OPCVM Direct account.
- You may register to be on our mailing-list by sending us a request at the following address: contactbkg@bmcek.co.ma.